Do you know what cover you really have, is your company duplicating risks?. Are you maximizing your Rands? Are you and your family "protected"?

A Staff Centric consultant will be more than willing to prepare a full "Financial Needs Analysis" with you to see that your Life Cover requirements are adequate, your ability to earn is protected, that you and your families' quality of life is insured and a full education for your children is feasible.

You cannot plan for next year, next year!

Individual Portfolio Analysis:

Life Cover
Ensure that your family and loved ones will be able to maintain their standard of living should you no longer be around

Disability
Ensure that your financial future will be secure should you no longer be able to work

Dread Disease
Make provision for the financial burden of being diagnosed with a dread disease. . Examples: Aplastic Anaemia

• Benign Brain Tumour
• Life Threatening Cancer
• Cardiovascular (The cardiac and stroke conditions are grouped together, due to the fact that having heart disease increases the risk of a stroke):
  • Cardiomypathy
  • Coronary Artery Disease
  • Heart Valve Disease
  • Heart Transplant
  • Cerebrovascular Incident
• Chronic Liver Failure
• Renal Failure
• Respiratory Failure
• Multiple Sclerosis
• Parkinson's Disease
• Trauma:
  • Head Injury
  • Major Burns
• Quadriplegia/Paraplegia
• Blindness
• Loss of Hearing
• Advanced AIDS