At Prism Employee Benefits, we pride ourselves on our unwavering commitment to navigating the world of employee benefits with you, simple and straightforward. Our personalized approach is not just about numbers; it's about understanding the essence of group benefits, employers' unique circumstances, and tailoring solutions that truly make a difference in the lives of the members. Whether you're an employer, part of a union, or managing a retirement fund or bargaining council with a team of dedicated professionals, we go beyond the standard to ensure that every aspect of your employee benefits journey is handled with care and expertise.

Full transparency and complete independence are key to ensuring every cent you contribute towards retirement funds and other benefit arrangements is utilized to its fullest potential. We're committed to securing meaningful financial outcomes for you at retirement, providing relevant benefits in case of unexpected life events like disability or loss of life, so families are protected and members can retire with dignity.

Choose Prism for a partner who puts your needs first and empowers you to achieve your financial goals with confidence and peace of mind.

What can we believe or trust when we look at retirement funding proposals?

Naturally, we default to a simple comparison of input costs. It's what we know.

How do you compare this or that? Do you use simple percentages and lay it out in a spreadsheet?

What if that was exactly what you should not do? What if, by their very design, they are misleading?

For a moment, let's imagine that dragons exist. Those mythical beasts that spat fire and ruled with terror from the sky were then befriended by you through Walt Disney's influence, making you realize how they were persecuted and causing you to feel sorry for them. It's so easy to distract us from the real issues with well-directed marketing, especially with a touch of emotion, such as sailing off into the sunset on a motor yacht to begin your retirement, with clinking champagne glasses.

For the purpose of this discussion, our dragon is retirement funding. What epiphany do we need to understand that retirement funding is not about the percentages of the parts, especially if they are not from an independent provider? The sum of the parts has to be greater, as that's the only way to ensure a truly meaningful retirement.

It's actually about the amount to invest without allowing leakage. Not the brand speak, but the factual numbers. If this were not true, why have the average percentages of members retiring not changed over the years?

We are happy to prove our case. No matter the provider, our offering will ensure a greater allocation of your contribution to investment.

Don't be distracted by the spin or the belief that, because the provider is a listed life office, the offering will suit you more than their shareholders. Obviously, it will not.

Dragons don't exist. However, the risk of retiring poor or underfunded is real for most people.

After years of working and believing in someone else’s dragon, age 65 is not the time to find out it's not really true.

It costs you nothing for us to show you that the system can deliver exactly what you expect and need to have peace of mind that your retirement will not cause you to have dragon breath.